Apply for a KSLO Funeral Plan

Declaration

I, the undersigned, hereby declare that:

1. All information provided in this application form is true, correct and complete to the best of my knowledge.
2. I understand that any false or misleading information may result in the rejection of my application or cancellation of my membership.
3. I understand that there is a 6 months waiting period from the start date before any full benefits will be payable, except in the case of an accidental funeral.
4. I agree to abide by the rules, terms and conditions of KSLO Funeral Services.
5. I understand that premiums are subject to change, and I will be notified of any changes in advance.
6. I authorise KSLO Funeral Services to verify any information provided in this application.
7. I understand that this is not an insurance policy but a funeral service membership.

By signing below, I accept and agree to the terms and conditions stated.

Terms & Conditions

1. MEMBERSHIPMembership is open to all South African citizens and permanent residents from 18 years and older. There is no upper age limit.
2. COVERThe selected plan benefits will be provided as per the plan chosen and outlined in the benefit schedule.
3. WAITING PERIODThere is a 6 months waiting period for natural deaths. Accidental deaths are covered from day one, subject to verification.
4. PREMIUMSPremiums are payable monthly in advance. Failure to pay may result in suspension or cancellation of the membership.
5. CASH BENEFIT (IF APPLICABLE)Cash benefits are payable as per the plan selected and will be paid to the main member or nominated beneficiary.
6. ADDITIONS & CHANGESAdditional members can be added to the plan at any time, subject to underwriting rules and applicable premiums.
7. CANCELLATIONMembership may be cancelled at any time by giving one calendar month's written notice. No refunds of premiums already paid.
8. CLAIMSAll claims must be reported to KSLO Funeral Services as soon as possible. Required documents must be submitted for verification.
9. EXCLUSIONSSuicide (within first 12 months), substance abuse, unlawful activities and misrepresentation will not be covered.
10. BENEFICIARYBenefits will be paid to the nominated beneficiary. It is the member's responsibility to keep beneficiary details updated.
11. AMENDMENTSKSLO Funeral Services reserves the right to amend these terms and conditions. Members will be notified of any material changes.
12. GOVERNING LAWThese terms and conditions shall be governed by the laws of the Republic of South Africa.

Important Notes

• Keep your membership number and proof of payment safe.
• Always inform your family about your membership.
• Update your details when there are changes.
• Report all deaths immediately to avoid delays.
• Benefits are not transferable and cannot be exchanged for cash unless stated in your plan.